Milo vs. Excel
You have spent enough hours retyping rent rolls. See how AI-powered underwriting compares to a traditional Excel workflow.
Why teams leave Excel behind
Stop retyping numbers
AI reads rent rolls and T12s in under fifteen seconds with 99% accuracy. Upload the document and the underwriting is already waiting for you.
Skip the formula hunt
No broken references, no circular formulas, no model that only Jake from 2019 understands. Assumptions are sliders, not hidden cells.
One source of truth
Built-in versioning and a shared workspace replace "Deal_Model_v3_FINAL_v2_REVISED.xlsx" for good.
Side-by-side comparison
| Feature | Milo | Excel |
|---|---|---|
| Time per deal | ~10 minutes | 4–6 hours |
| Data entry | AI extracts automatically | Manual copy / paste from PDFs |
| Extraction time | Under 15 seconds | 30–60+ minutes |
| Error rate | Under 1% | 5–10% human error |
| Formula errors | No formulas to break | Common broken & circular refs |
| Scenario analysis | Real-time sliders | Manual cell edits |
| Version control | Built-in history | File naming chaos |
| Validation | Automatic anomaly detection | Manual review required |
| Scaling deals | 20+ deals per day | 2–3 deals per day |
| Cost | $99 / month | Free — but your time is not |
The real cost of Excel
Your time has value
- 5 hours per deal × $75 per hour = $375 per deal.
- 10 deals per month = $3,750 per month of hidden cost.
- Milo Pro at $99 per month — roughly a 97% reduction.
The opportunity cost
- Hours not spent sourcing new deals.
- Hours not spent building investor relationships.
- Hours not spent negotiating better terms.
- Deals missed because you could not underwrite fast enough.
Before & after: your workflow
With Excel — ~3.5 hours
- Receive OM / rent roll PDF.
- Open Excel template (2 min).
- Manually enter unit mix (30 min).
- Type in rent roll line by line (60 min).
- Enter T12 operating expenses (45 min).
- Check formulas, fix errors (30 min).
- Run scenarios manually (20 min).
- Double-check numbers (15 min).
With Milo — ~10 minutes
- Upload rent roll and T12 (1 min).
- AI extracts all data (15 sec).
- Review auto-validation (2 min).
- Adjust assumptions with sliders (3 min).
- Run scenarios instantly (2 min).
- Export or share (1 min).
Frequently asked questions
For extraction, base-case underwriting, and scenario modeling — yes. Excel still wins for bespoke custom structures, but Milo gets you from OM to a clean, validated model in about ten minutes instead of four to six hours. Most teams use Milo for speed and export to Excel only when they truly need a custom build.