Milo vs. Cactus: Multifamily Underwriting Software Compared
Both promise to replace spreadsheet underwriting with AI. Here's how they stack up.
Choose Milo if you want:
- Transparent pricing ($99-199/mo)
- Self-serve signup (no demo required)
- Sub-15-second extraction speed
- 99% validated accuracy
- Multifamily-specific focus
Consider Cactus if you need:
- Broader CRE asset class coverage
- Risk management features
- DCF modeling capabilities
- Personalized demo walkthrough
- Custom enterprise requirements
Feature-by-Feature Comparison
| Feature | Milo | Cactus |
|---|---|---|
| Extraction speed | <15 seconds | Fast (unspecified) |
| Accuracy | 99% validated | High (unspecified) |
| Pricing | $99-199/mo (transparent) | Contact for pricing |
| Self-serve signup | Yes | Demo required |
| Primary focus | Multifamily | CRE broadly |
| Scenario modeling | Real-time sliders | DCF modeling |
| Risk management | Built-in validation | Risk features included |
What Milo and Cactus Have in Common
AI-Powered
Both use artificial intelligence to automate data extraction from CRE documents.
Spreadsheet Replacement
Both position themselves as modern alternatives to manual Excel underwriting.
Financial Modeling
Both offer tools to model returns, run scenarios, and analyze deal economics.
Key Differences
Transparency
Milo publishes its pricing ($99-199/mo), extraction speed (<15 seconds), and accuracy (99%) publicly. Cactus requires a demo to learn pricing and doesn't publish specific performance metrics. For teams that value upfront information, Milo makes evaluation easier.
Access Model
Milo offers self-serve signup—create an account and start underwriting in minutes. Cactus requires a demo before you can access the platform. If you want to try before you commit to a sales conversation, Milo's model is more accessible.
Why Teams Choose Milo
Speed
Sub-15-second extraction with validated 99% accuracy.
Transparency
Know the price and performance before you sign up.
Self-Serve
Start using the product immediately, no demo required.
Focus
Purpose-built for multifamily—does one thing extremely well.
Frequently Asked Questions
Cactus is an AI-powered CRE underwriting platform that helps teams "ditch spreadsheets." It offers rent roll parsing, DCF modeling, and risk management features. It's a newer entrant in the AI underwriting space.
Ready to try Milo?
No demo required. Sign up and start underwriting in minutes. See for yourself why teams choose Milo.